Roth Conversion Planning
Moving money from a sheltered account to a Roth account means paying tax now for a different position later. Whether that suits you depends.
A conversion is not one decision but a series of them, spread across years and sized to the room available in each.
We look at the years you have before withdrawals become compulsory, and at what a conversion would do to everything else in that year.
What this covers
What a conversion decision involves
1
Tax due in the year you convert
2
Spreading it across years
3
Effect on other thresholds
4
What it means for your heirs
More in Tax & Financial Planning
Talk it through before you decide anything.
Tell us where you are and what you are trying to protect.